Articles tagged "freelancers"
28 articles
Tax Credit for Going Digital in Nigeria: 2026 Guide
Tax credit for going digital in Nigeria is no longer just policy talk. It is becoming a real financial incentive …
Why Manual Records Are Now a Legal Liability: The NRS Digital-First Mandate
NRS digital-first mandate is not just another policy headline. It is a quiet rule change with loud consequences for founders …
Digital Business Tax in Nigeria: Does Your Online Course Owe ₦25M+ in Taxes?
Digital business tax in Nigeria is no longer a future problem for creators. It is already reshaping how online courses, …
FIRS to NRS Transition: What Every Nigerian Founder Must Fix
At first glance, it feels like a simple name change. FIRS out. NRS in. But for founders, finance leads, and …
Nigeria Tax Act 2025 Is Here: 5 Things Every Lagos Founder Must Do by Monday
This Is Not One of Those “Read Later” Articles, If you run a startup, SME, or freelance business in Lagos, …
Valuation 101: How Clean Books Increase Your Company’s Worth
Valuation is rarely driven by revenue alone. Many founders assume strong growth will automatically translate into a higher company price. …
Profit Margins: Identifying Which Product Line Is Actually Making Money
Profit margins tell a very different story from revenue. Many founders celebrate strong sales numbers while quietly losing money underneath. …
Bootstrapping Smart: Stretching Your Seed Capital in Lagos
Bootstrapping in Lagos is not for the careless. Rents rise suddenly. Exchange rates shift overnight. Power, logistics, and staffing costs …
Real-Time Dashboards: Why Waiting for “End of Month” Reports Is Too Late
End-of-month reports feel safe. They are familiar, structured, and neatly summarized. But by the time you open them, the most …
Automating Invoices: How to Chase Late Clients Without Sending Awkward Texts
Everyone knows the feeling. You delivered the work. You sent the invoice. The due date passed quietly. Now you are …
AI vs. the Human Accountant: Why You Need a Hybrid Approach
Will AI replace accountants? It’s the wrong question. In 2025, the real issue isn’t AI vs the human accountant. It’s …
Receipt Apathy: How to Capture Expenses the Moment You Spend
You buy coffee after a client meeting. You tell yourself you’ll log it later. The receipt goes into your pocket. …
FIRS & Auto-Populated Tax: How They Know Your Revenue Before You File
Most business owners believe tax filing is private, something handled only when forms are due. That assumption quietly costs millions …
What to Do When Clients Pay Late: Cash Flow Strategies for SMEs and Freelancers
It starts small. One invoice is a few days late. Then another. Suddenly, your bank balance looks tighter than expected. …
How to Identify Profit Leaks in Your Business
Profit leaks are like slow drips in a bucket, you might not notice them at first, but over time, they …
How to Track Expenses When Running Multiple Businesses or Side Hustles
Running more than one business or side hustle can be exciting—but it can also be confusing, especially when it comes …
How to Price Products and Services for Profit (Without Guessing)
Pricing is one of the fastest ways to kill a business, or make it wildly profitable. Many founders underprice because …
Why Many Nigerian Side Hustles Fail And How Proper Bookkeeping Could Save Them
Starting a side hustle is an exciting way to earn extra income, but the sad truth is that a large …
How to Organize Business Finances as a Freelancer (Simple Guide)
Freelancers often juggle client work, deadlines, and income that swings up and down. Managing finances can feel overwhelming, especially when …
How to Keep Track of Every Naira as a Nigerian SME
Most Nigerian SMEs lose money without noticing it. Small leaks eventually become big financial problems. The good news is that …
How Nigerian Businesses Can Access Foreign Grants: The Ultimate Guide
Many Nigerian founders struggle with one challenge, the lack of adequate funding. Foreign grants feel out of reach for most …
Understanding the Impact of Inflation on Business Valuation
Imagine waking up tomorrow and realizing that every dollar your business earns is worth less than it was yesterday. Prices …
What Every Nigerian Business Should Know About Transfer Pricing
Transfer pricing is not just a technical accounting concept reserved for global conglomerates for Nigerian businesses that deal with related …
The Rise of Virtual CFOs: Why SMEs Are Hiring Them
Small and medium sized businesses are dealing with tighter margins, complex financial decisions, and unpredictable market conditions. Many cannot afford …
How to Handle Financial Disputes Between Co-Founders
Financial disagreements can destroy even the strongest partnerships. Many startups fail because co-founders avoid difficult money conversations until it is …
How to Create a Solid Exit Strategy for Your Business
Many business owners build and grow their companies without thinking about how they will eventually leave. This creates stress, financial …
The Real Cost of Ignoring Tax Compliance in Nigeria
Tax compliance in Nigeria is more than a legal obligation; it is essential for the stability, growth, and credibility of …
How to Manage Investor Funds Responsibly as a Startup Founder
Raising capital is one thing. Managing that money responsibly is a different skill entirely. Many founders underestimate how quickly investor …