CAC: How to Effortlessly Register Your Business in Nigeria (2025 Guide)

Starting a business in Nigeria is exciting, but before you sell your first product or service, you need to legally register your business.

Without registration, you can’t open a business bank account, apply for loans, or sign contracts in your company’s name.

This guide explains, in simple terms, how to register your business in Nigeria with the Corporate Affairs Commission (CAC)  the official government body responsible for business registration.

Why You Should Register Your Business

Registering your business with the Corporate Affairs Commission (CAC) gives your brand legal recognition and credibility.

Here’s why it matters:

• Open a corporate bank account in your business name.

• Build customer trust — people prefer dealing with registered businesses.

• Access funding from banks or government grants.

• Sign contracts legally as a company.

• Protect your business name from being used by others.

In short, registration turns your idea into a legitimate, investable, and scalable enterprise.

Suggested read: The Hidden Drain: 5 Ways Nigerian SMEs Lose Cash Without Noticing

Types of Business Registration in Nigeria

Before you start, decide the type of business structure that fits your goals.

1. Business Name (Enterprise)

• Best for freelancers, small businesses, and startups.

• Easier and cheaper to register.

• Example: Tunde Cakes Enterprises.

2. Limited Liability Company (LLC or LTD)

• Best for medium to large businesses or startups seeking investment.

• Your business is a separate legal entity from you.

• Example: Tunde Cakes Nigeria Ltd.

3. Incorporated Trustees (NGO, Church, Association)

• For non-profit organizations or groups.

• Requires a Board of Trustees.

How to Register Business in Nigeria in 7 Days

 

Suggested read: The Rise of the Zero-Employee Finance Department

Step 1: Choose and Reserve a Business Name

• Visit https://pre.cac.gov.ng.

• Search if your preferred business name is available.

• Pay a small fee (₦500) to reserve it for 60 days.

Tip: Have 2–3 backup names ready in case your first choice is unavailable.

Step 2: Complete the CAC Registration Form

• Log in to the CAC portal and fill out Form CAC-BNo1 (for business name) or Form CAC 1.1 (for limited company).

• Provide:

  • Business name

  • Nature of business

  • Business address

  • Owner(s) details and ID

Step 3: Upload Required Documents

Scan and upload:

Suggested read: The Joint Revenue Board: How Your NIN, BVN, and Tax ID Are Now Linked

• Passport photographs of owners

• Valid ID (NIN, voter’s card, or international passport)

• Proof of address (utility bill)

• Signature specimen

For companies:

• Memorandum & Articles of Association (if applicable)

Step 4: Pay the CAC Filing Fee

• Business name registration: around ₦10,000

• Limited Liability Company: around ₦25,000–₦35,000 (depending on share capital)

Payments can be made directly on the CAC portal via Remita.

Suggested read: VAT Fiscalisation Explained: Why Your Business Needs Automated E-Invoicing Today

Step 5: Get Your CAC Certificate

Once approved, you’ll receive your CAC Certificate of Registration and Status Report via email.

Congratulations!  You’re now officially a registered business owner in Nigeria.

Documents You Need for CAC Registration

Cost and Duration of Business Registration

(Costs may vary slightly based on CAC updates or agent fees.)

Common Mistakes to Avoid

• Using a business name too similar to an existing company.

• Submitting incomplete or unclear documents.

• Not checking your email for CAC approval messages.

• Failing to download your digital CAC certificate.

Pro Tip: Always use a valid, active email address for registration.

How Zaccheus Helps You After Registration

Once your business is registered, managing finances becomes your next big task.

Suggested read: Personal Income Tax vs Company Tax: Which Registration Is Better for You?

That’s where Zaccheus comes in.

Zaccheus is an AI-powered CFO tool designed for Nigerian SMEs, freelancers, and startups.
It helps you:

•  Track income, expenses, and invoices automatically.

•  Monitor your cash flow and profit in real time.

•  Prepare accurate tax and compliance reports.

•  Get financial insights that help your new business grow sustainably.

Think of Zaccheus as your personal financial assistant  built for Nigerian entrepreneurs.

FAQs

1. How long does CAC registration take?

Usually 3–7 working days for business names and up to 14 days for limited companies, depending on document accuracy.

2. Can I register my business myself?

Yes. You can do it directly on https://pre.cac.gov.ng without an agent.

3. What’s the difference between a business name and a company?

A business name is simpler and owned by an individual. A company is a separate legal entity with directors and shareholders.

Suggested read: Tax Credit for Going Digital in Nigeria: 2026 Guide

4. Can I upgrade from a business name to a company later?

Yes, you can upgrade through the CAC portal when your business grows.

5. Do I need a lawyer or accountant to register?

Not necessarily. For simple business names, you can do it yourself. For companies or NGOs, professional help may be useful.

Conclusion & CTA

Registering your business in Nigeria is your first step toward legitimacy, credibility, and growth.

It helps you access funding, open a business bank account, and protect your brand identity.

Once registered, use Zaccheus to manage your business finances smarter  automate tracking, forecast growth, and stay tax-ready with ease.

👉 Start your free trial today at usezaccheus.com